We emphasize a service-oriented approach, customizing each project to match the needs of our clients. We strive to ensure that we fully understand our clients’ needs and that our clients understand the results of our analyses.
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Loss and loss adjustment expense reserve analyses
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Rate level studies
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Actuarial Statements of Opinion
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Dividend/refund analyses
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Financial projections
- State rate and rating plan filings
- Strategic planning
Reserving
Various internal and external forces affect reserves. IRMS takes the time to understand these forces and uses this knowledge to accurately measure reserve levels.
Funding
Market forces must be considered to determine funding levels. IRMS provides objective measures of profitability and risk to assist the client’s decision on where to position themselves.
Financial Analysis
Our strong business backgrounds allow us to understand the impact of actuarial reserves and pricing on the bottom line. We can also help your investment manager construct a portfolio that minimizes interest rate risk while maximizing yields.
Statements of Opinion
As a Fellow of the Casualty Actuarial Society and a Member of the American Academy of Actuaries, IRMS meets or exceeds all statutory qualifications for providing Actuarial Statements of Opinion.